Payment Processor Comparison

NOTE: Comparison chart was created based on available information. Features are subject to change.

	PayPal paypal.com	Stripe stripe.com	Authorize.net authorize.net	square.com square.com	2CheckOut 2checkout.com
Start Up Fee	No	No	$49, plus $25 monthly	No	No
Transaction Fees	$0.30 flat fee plus 1.9 to 2.9% per transaction	2.9% +0.30 per transaction ACH & Bitcoin 0.8% $5 cap.	2.9% + $0.30 per transaction (for high volume over 50K year call)	2.65% per swipe, 2.9% + 30 cents per paid Square Invoice and Online Store sale, 3.4% + 15 cents per manually entered transaction and $0.10 for Interac Debit Tap sales.	2.9% per transaction + $0.30 per transaction
Payment Methods	Direct PayPal transfer, eCheck or Credit/Debit card	All Major Credit Cards	All Major Credit Cards	Credit and debit cards, Apple Pay, and Android Pay.	PayPal, Credit or Debit card
Customer Account Required to Purchase	No	No	No	No	No
Recurring Billing
Hosted Checkout	Yes, but also integrates with other carts.	Yes, but also integrates with other carts.	Yes, but also integrates with other carts.	Yes, but also integrates with other carts.	Yes, but also integrates with other carts.
Invoicing			No
Mobile App
Withdrawal Process	Funds can be withdrawn to a bank account anytime and in any amount.	Funds can be transferred daily and on your own schedule to go straight to your bank account.	Funds are transferred to your merchant bank account automatically based on how you set it up.	Square needs to debit your linked bank account, we’ll send an email notification to the email address associated with your Square account prior to the withdrawal and provide a detailed description of the charge in your Deposits Report tab on Dashboard.	Payments meeting threshold (set by user) are sent weekly via cheque, electronic bank transfer or 2Checkout Debit Mastercard. Extra fees apply.